Equity Index Annuity or Balance Plus Annuity offer stock market-linked gains without risk to original principal. This means, if the market (S&P 500) goes up, you participate in a percentage of the gains. If the market drops you do NOT give back any original principal. If the market drops 40% (like it did in 2008) you do NOT pierce your original principal. Where else can you find this type of benefit and long-term protection? NO fees or commissions to be paid by the client and the spread in only on the gains and not on the original principal. Many of our clients find this to be the ideal safe money vehicle to protect all or part of their nest egg. You can track your account Online 24/7. Additional benefits may include a upfront 10% bonus along with a family endowmnet rider that guarantees 5% compounded annually regardless of what the market does. The client does not pay a fee or comission to acquire an equity index annuity. Note: This is not a security – however it has more than doubled the S&P 500 buy and hold return going back 12 years ending 11/08. Past performance is not always indicative of future returns. Who buys an index annuity? Savvy investors find safety and security in index annuities because they want the potential to possibly earn more than they might make from another savings vehicle. If you have sufficient time to recover from potential losses (and the stomach for it) direct stock market investments should give you a higher return than index annuities. However, if your timeframe is too short to recover from a possible bad market, or you simply don't like the idea of possibly losing principal, index annuities are used as an alternative savings vehicle to bank instruments, fixed rate annuities, bonds and bond mutual funds.         Home  |  What We Have To Offer  |  Who We Are  |  How Our Methods Differ  |  4 Minute Trader  |  Blog Pro Investor Show - AM Talk Radio  |  Independent Asset Management  |  Safe Money Investing The 7 Rules  |  Follow Doug on Twitter  |  Client Testimonials  |  Contact Us Copyright© 2010 Pro Investor Coach, LLC  |  444 S. Cedros Ave.  Suite 250  Solana Beach, CA 92075  (858)414-1970 Privacy Policy  |  Terms of Use & Risk Disclosure  |  Trademark & Copyright Notice Updated   |  Webmaster  |  Web Design by Slingblade Digital